/* ============================================
   HOW IT WORKS — PAGE-SPECIFIC STYLES
   ============================================ */

/* --- Hero spacing fix --- */
.page-hero .hero-desc {
  margin-bottom: 32px;
}

/* --- Overview Strip --- */
.overview-strip {
  padding: 0;
  position: relative;
  z-index: 2;
}
.overview-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-xl);
  padding: 40px 48px;
  margin-top: -48px;
  box-shadow: var(--shadow-lg);
}
.overview-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
}
.overview-item {
  text-align: center;
  padding: 0 28px;
  position: relative;
}
.overview-item:not(:last-child)::after {
  content: '';
  position: absolute;
  right: 0;
  top: 10%;
  height: 80%;
  width: 1px;
  background: var(--gray-200);
}
.overview-number {
  font-family: var(--serif);
  font-size: 2.4rem;
  color: var(--gold);
  font-weight: 400;
  line-height: 1;
  margin-bottom: 8px;
}
.overview-item h4 {
  font-size: 0.92rem;
  margin-bottom: 4px;
}
.overview-item p {
  font-size: 0.82rem;
  color: var(--gray-500);
  margin: 0;
}

/* --- Process Steps --- */
.process-section {
  padding: 120px 0;
}
.process-steps {
  max-width: 1060px;
  margin: 0 auto;
  position: relative;
}

/* Vertical connector line */
.process-steps::before {
  content: '';
  position: absolute;
  left: 50%;
  top: 80px;
  bottom: 80px;
  width: 2px;
  border-left: 2px dashed var(--gray-200);
  transform: translateX(-50%);
}

.step-block {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
  margin-bottom: 80px;
  position: relative;
}
.step-block:last-child {
  margin-bottom: 0;
}

/* Alternating layout */
.step-block:nth-child(even) .step-visual { order: 2; }
.step-block:nth-child(even) .step-content { order: 1; }

/* Visual card */
.step-visual {
  position: relative;
}
.step-visual-card {
  background: var(--cream);
  border-radius: var(--radius-2xl);
  padding: 56px 40px;
  text-align: center;
  position: relative;
}
.step-visual-emoji {
  font-size: 4rem;
  margin-bottom: 16px;
  display: block;
}
.step-visual-label {
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--gray-600);
  letter-spacing: 0.02em;
}

/* Floating badge */
.step-badge {
  position: absolute;
  top: -12px;
  right: -16px;
  background: rgba(255,255,255,0.85);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1px solid rgba(255,255,255,0.5);
  border-radius: var(--radius-lg);
  padding: 12px 18px;
  display: flex;
  align-items: center;
  gap: 10px;
  box-shadow: var(--shadow-md);
  animation: float 4s ease-in-out infinite;
}
.step-badge-emoji {
  font-size: 1.3rem;
}
.step-badge strong {
  display: block;
  font-size: 0.82rem;
  color: var(--navy);
  line-height: 1.2;
}
.step-badge small {
  display: block;
  font-size: 0.72rem;
  color: var(--gray-400);
  font-weight: 400;
}

/* Content side */
.step-number {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--gold-muted);
  border: 2px solid var(--gold);
  font-family: var(--serif);
  font-size: 1.2rem;
  color: var(--gold-dark);
  margin-bottom: 20px;
  flex-shrink: 0;
}
.step-content h3 {
  font-size: 1.4rem;
  margin-bottom: 14px;
  line-height: 1.3;
}
.step-content > p {
  font-size: 0.95rem;
  color: var(--gray-500);
  margin-bottom: 24px;
  line-height: 1.8;
}
.step-checklist {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.step-checklist li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.88rem;
  color: var(--gray-600);
  font-weight: 500;
}
.step-checklist li::before {
  content: '\2713';
  display: flex;
  align-items: center;
  justify-content: center;
  width: 20px;
  height: 20px;
  min-width: 20px;
  border-radius: 50%;
  background: var(--gold-muted);
  color: var(--gold-dark);
  font-size: 0.7rem;
  font-weight: 700;
  margin-top: 2px;
}
.step-checklist {
  list-style: none;
  padding: 0;
}

/* --- What's Included --- */
.included-section {
  padding: 100px 0;
  background: var(--off-white);
}
.included-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.included-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-xl);
  padding: 36px 30px;
  transition: all 0.4s var(--ease);
}
.included-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: transparent;
}
.included-emoji {
  font-size: 2rem;
  margin-bottom: 18px;
  display: block;
}
.included-card h3 {
  font-size: 1.05rem;
  margin-bottom: 10px;
}
.included-card p {
  font-size: 0.88rem;
  color: var(--gray-500);
  line-height: 1.75;
  margin: 0;
}

/* --- Cost Transparency --- */
.cost-section {
  padding: 120px 0;
}
.cost-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: start;
}
.cost-content h2 {
  margin-bottom: 24px;
}
.cost-content p {
  font-size: 0.95rem;
  color: var(--gray-500);
  margin-bottom: 20px;
  line-height: 1.8;
}
.cost-quote {
  background: var(--cream);
  border-left: 3px solid var(--gold);
  border-radius: 0 var(--radius-lg) var(--radius-lg) 0;
  padding: 24px 28px;
  margin-top: 28px;
}
.cost-quote p {
  font-family: var(--serif);
  font-size: 1.05rem;
  color: var(--navy);
  font-style: italic;
  line-height: 1.7;
  margin: 0;
}
.cost-card {
  background: var(--navy);
  border-radius: var(--radius-2xl);
  padding: 40px 36px;
  color: var(--white);
  position: relative;
  overflow: hidden;
}
.cost-card::before {
  content: '';
  position: absolute;
  top: -60px;
  right: -60px;
  width: 200px;
  height: 200px;
  background: radial-gradient(circle, rgba(201,168,76,0.1) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}
.cost-card-title {
  font-size: 0.92rem;
  font-weight: 600;
  color: rgba(255,255,255,0.5);
  margin-bottom: 28px;
}
.cost-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 16px 0;
  border-bottom: 1px solid rgba(255,255,255,0.06);
  font-size: 0.92rem;
}
.cost-row:last-of-type {
  border-bottom: none;
}
.cost-row-label {
  color: rgba(255,255,255,0.6);
}
.cost-row-value {
  font-weight: 700;
  color: var(--white);
}
.cost-row-value.gold {
  color: var(--gold);
}
.cost-row-value.green {
  color: var(--green);
}
.cost-total {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: 20px;
  padding-top: 20px;
  border-top: 2px solid rgba(201,168,76,0.2);
}
.cost-total-label {
  font-size: 0.88rem;
  font-weight: 600;
  color: rgba(255,255,255,0.5);
  text-transform: uppercase;
  letter-spacing: 0.06em;
}
.cost-total-value {
  font-family: var(--serif);
  font-size: 2rem;
  color: var(--gold);
  font-weight: 400;
}

/* --- Your Protection --- */
.protection-section {
  padding: 100px 0;
  background: var(--navy);
}
.protection-section .section-header .label {
  color: var(--gold);
}
.protection-section .section-header h2 {
  color: var(--white);
}
.protection-section .section-header p {
  color: rgba(255,255,255,0.5);
}
.protection-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  max-width: 880px;
  margin: 0 auto;
}
.protection-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.06);
  border-radius: var(--radius-xl);
  padding: 32px 28px;
  transition: all 0.4s var(--ease);
}
.protection-card:hover {
  background: rgba(255,255,255,0.07);
  border-color: rgba(201,168,76,0.15);
  transform: translateY(-2px);
}
.protection-emoji {
  font-size: 1.8rem;
  margin-bottom: 16px;
  display: block;
}
.protection-card h4 {
  font-size: 0.95rem;
  color: var(--white);
  margin-bottom: 8px;
}
.protection-card p {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.45);
  line-height: 1.7;
  margin: 0;
}

/* --- Testimonial --- */
.testimonial-section {
  padding: 100px 0;
}
.testimonial-inner {
  max-width: 720px;
  margin: 0 auto;
  text-align: center;
}
.testimonial-quote-mark {
  font-family: var(--serif);
  font-size: 6rem;
  color: var(--gold);
  line-height: 0.5;
  margin-bottom: 24px;
  display: block;
  opacity: 0.6;
}
.testimonial-text {
  font-family: var(--serif);
  font-size: clamp(1.2rem, 2.5vw, 1.6rem);
  color: var(--navy);
  font-style: italic;
  font-weight: 400;
  line-height: 1.7;
  margin-bottom: 36px;
}
.testimonial-author {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
}
.testimonial-avatar {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--gold-muted), var(--cream));
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--serif);
  font-size: 1.2rem;
  color: var(--gold-dark);
  flex-shrink: 0;
}
.testimonial-author-info {
  text-align: left;
}
.testimonial-name {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--navy);
}
.testimonial-location {
  font-size: 0.82rem;
  color: var(--gray-400);
  margin-top: 2px;
}

/* --- CTA --- */
.cta-section {
  padding: 100px 0;
}
.cta-inner {
  text-align: center;
  max-width: 600px;
  margin: 0 auto;
}
.cta-inner h2 {
  margin-bottom: 16px;
}
.cta-inner h2 em {
  font-family: var(--serif);
  font-style: italic;
  color: var(--gold-dark);
  font-weight: 400;
}
.cta-inner > p {
  font-size: 1rem;
  color: var(--gray-500);
  margin-bottom: 36px;
  line-height: 1.8;
}
.cta-buttons {
  display: flex;
  gap: 12px;
  justify-content: center;
}

/* ============================================
   RESPONSIVE
   ============================================ */
@media (max-width: 1024px) {
  .overview-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 32px 0;
  }
  .overview-item:nth-child(2)::after { display: none; }
  .overview-item:nth-child(3)::after,
  .overview-item:nth-child(4)::after { display: none; }
  .overview-item:nth-child(1)::after,
  .overview-item:nth-child(3)::after { display: block; }

  .step-block {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .step-block:nth-child(even) .step-visual { order: 0; }
  .step-block:nth-child(even) .step-content { order: 0; }
  .process-steps::before { display: none; }

  .cost-grid {
    grid-template-columns: 1fr;
    gap: 48px;
  }

  .protection-grid {
    grid-template-columns: 1fr;
    max-width: 520px;
  }
}

@media (max-width: 768px) {
  .nav-tel { display: none; }

  .overview-card {
    padding: 28px 20px;
    margin-top: -32px;
  }
  .overview-grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }
  .overview-item::after { display: none !important; }
  .overview-item {
    text-align: left;
    padding: 0;
    display: flex;
    align-items: center;
    gap: 16px;
  }
  .overview-number {
    font-size: 1.8rem;
    min-width: 48px;
    margin-bottom: 0;
  }

  .process-section { padding: 80px 0; }
  .step-block { margin-bottom: 56px; }
  .step-visual-card { padding: 40px 24px; }
  .step-badge { right: -8px; top: -8px; }

  .included-grid {
    grid-template-columns: 1fr;
  }

  .cost-section { padding: 80px 0; }
  .cost-card { padding: 32px 24px; }

  .cta-buttons {
    flex-direction: column;
    align-items: center;
  }
}

@media (max-width: 480px) {
  .step-content h3 { font-size: 1.2rem; }
  .cost-total-value { font-size: 1.6rem; }
  .testimonial-text { font-size: 1.1rem; }
}