Home Properties How It Works About Contact Start Investing
Home / Properties

Find your next investment in Ghana

Browse our curated portfolio of residential homes, commercial spaces, and prime land across Ghana's fastest-growing cities. Every listing is verified, legally cleared, and ready for ownership.

6 Active Listings
5 Locations
$55K+ Starting From

Showing 6 properties

3-Bedroom Detached House
Available Residential
East Legon, Accra

3-Bedroom Detached House

Modern detached home in a gated community with 24-hour security, garden space, and excellent rental demand.

3 Beds
2 Baths
185 sqm
$85,000 / 50-yr leasehold View
Retail Space on Spintex
Available Commercial
Spintex Road, Accra

Retail Space on Spintex

High-visibility retail unit on Spintex Road with heavy foot traffic, ideal for franchise or brand showroom.

120 sqm
1 Bath
2023 Built
$95,000 / 50-yr leasehold View
Prime Land Plot in Oyibi
Available Hot Deal
Oyibi, Greater Accra

Prime Land Plot in Oyibi

1.5-acre serviced plot in a fast-developing area near the university corridor. Title registered and fenced.

6,070 sqm
Fenced
Title Ready
$55,000 / 50-yr leasehold View
2-Bedroom Luxury Apartment
Available Residential
Airport Residential, Accra

2-Bedroom Luxury Apartment

Upscale apartment in Accra's premium neighbourhood with pool, gym, and concierge. Strong expat rental market.

2 Beds
2 Baths
110 sqm
$72,000 / 50-yr leasehold View
Office Complex in Kumasi
Available Commercial
Adum, Kumasi

Office Complex in Kumasi

4-storey office building in Kumasi's CBD. Fully tenanted with long-term leases and strong 9% yield.

450 sqm
4 Baths
2021 Built
$185,000 / 50-yr leasehold View
4-Bed Townhouse in Tema
Under Offer Residential
Community 25, Tema

4-Bedroom Townhouse

Spacious townhouse in Tema's premium estate near the motorway. Rooftop terrace, double garage, and BQ.

4 Beds
3 Baths
240 sqm
$135,000 / 50-yr leasehold View
Featured Property Photo
Editor's Pick
Featured Property

The Cantonments Residence

Cantonments, Accra

A stunningly renovated colonial-era residence in one of Accra's most prestigious neighbourhoods. This property combines period charm with modern luxury -- marble finishes, smart home systems, and a private courtyard garden.

3 Bedrooms
3 Bathrooms
220 sqm
2024 Renovated
$165,000

Full ownership / freehold title

Inquire Now Virtual Tour
Explore

Browse by Location

Discover properties in Ghana's most sought-after investment corridors, from cosmopolitan Accra to fast-growing Tema and Kumasi.

8 listings

East Legon

Greater Accra

Accra's premier residential district. High demand, gated communities, and strong capital growth.

5 listings

Spintex Road

Greater Accra

Commercial hub with retail and office space. Rapid development and excellent connectivity.

4 listings

Kumasi

Ashanti Region

Ghana's second city and cultural capital. Emerging market with lower entry prices and high yields.

7 listings

Tema

Greater Accra

Industrial port city with modern estates. Affordable housing and growing infrastructure.

Learn

Investment Guide

New to Ghanaian real estate? These quick guides will help you make informed decisions with confidence.

🏠

Residential vs Commercial

Understanding the differences between property types helps you match investments to your goals and risk tolerance.

  • Residential offers steady rental income and lower entry costs
  • Commercial yields are higher but require longer tenant commitments
  • Mixed-use properties combine both advantages
  • Location drives value more than property type alone
📜

Understanding Land Titles

Ghana has multiple land tenure systems. Knowing the difference protects your investment from disputes and fraud.

  • Non-citizens receive leasehold titles (up to 50 years, renewable)
  • Ghanaian citizens may qualify for freehold on certain lands
  • Always verify through the Ghana Lands Commission (we handle this)
  • Stool land, government land, and family land have different processes
💰

Costs & Payment Plans

Beyond the property price, there are transfer taxes, legal fees, and ongoing costs. Here is what to expect.

  • Stamp duty: ~1% for properties over GHC 50,000 (most transactions)
  • Legal and conveyancing fees: 3-5% of property value
  • Total acquisition costs: 6-10% all-in (every fee disclosed upfront)
  • Rental income tax-exempt for first 5 years on new builds
Why Toivo Investment

Toivo Investment vs Doing It Yourself

See how investing with Toivo Investment compares to navigating the Ghanaian property market on your own.

Feature With Toivo Investment On Your Own
Property verification Full legal & title check Hire your own lawyer
On-the-ground team Dedicated local agents Find agents yourself
Property management Tenant, rent & maintenance Self-manage remotely
Rental income Direct to your account Chase tenants yourself
Market expertise 7+ years in Ghana Learn as you go
Dispute resolution Legal team on retainer Hire lawyers ad hoc
Due diligence 23-point checklist Hope for the best
Get Started

Don't see what you're looking for? Tell us.

Share your investment criteria and budget. Our team will source and verify properties that match your goals -- no obligation.

Submit Your Brief How It Works